Welcome to the Ford Online Credit Application Center. 



How It Works
How is my approval amount determined?

Selecting a vehicle will have no effect on our credit decision, so don't worry if you haven't narrowed the choice down yet. Our online credit decision uses the personal information you provide on your application. Your approval is valid at any Ford or Lincoln dealer.

What happens if I'm not approved?

Don't give up just yet! Sometimes, the information on your application is not enough for us to grant an online approval. In order to continue the application process, please contact your dealer for assistance. Our experience shows that most applicants can find financing that meets their needs when working with a dealer.

What happens at the dealership?

Whether you've been approved or not, print out your certificate and take it to the dealership. The dealer will work with you to complete the financing process and collect any additional information necessary to get you into a vehicle that's perfect for you.

Any questions?

We love answering questions. If you have any questions while completing the application, just click the CHAT button located on the form to contact one of our Online Application Specialists for assistance.